Windfall Limited PAYS YOU to change your mortgage product with your existing lender
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Our Unique Service

We are pleased to offer a unique service that allows you to change your mortgage product if your mortgage is with Halifax, Barclays/Woolwich, or Birmingham Midshires. Instead of calling your lender to request the available rates, we provide you with the rate choices and then enable you to apply for the transfer in a simple online process that takes less than 5 minutes. If you are one of millions of borrowers paying your lender the Standard Variable Rate or if you are coming to the end of your existing product our service could save you money.

We receive a fee from your lender for arranging the transfer and we pay you by rebating to you a proportion of the fee after completion. Please use the calculator to see how much you will be rebated.

Lenders are identifying the value of retaining customers and to this end they are providing some of the most competitive products on the market specifically to existing borrowers to ensure that borrowers do not remortgage to another lender.

Our service will assist you in identifying the product that suits your circumstances and give you the tools to apply for the transfer online. Our service is dedicated to providing you with value and is the first such service online that is dedicated to allowing for the arrangement of Product Transfers online.